Linker
The business, the turning points, and the decisions behind them.
Some sections are still being researched2 / 4
Sections to complete：02 · 05
01 / WHAT IT BUILT
What the company did
Linker was a Brazilian digital bank exclusively for small and medium businesses, founded in 2019 by David Mourão, Ingrid Barth and Daniel Benevides. Its digital checking account for companies (conta PJ) offered debit and credit cards, bill payments, tax payments, boletos issuance, Pix transfers, LinkerPay payment links and accounting integrations — with no monthly fee. It served over 30,000 SMEs and partnered with more than 100 accounting firms as its main distribution channel. Its first round of R$12 million (Dec 2020) matches the recorded $2.34M funding figure, backed by Darwin Capital and angel investors.
02 / FAILURE REASONS
Material for this section is being gathered and checked. It will appear here once ready.
03 / EVENT HISTORY
Events in the structured record
- Operations ended
In late Nov 2024, Linker staff publicly said the company announced encerramento das operações / account closures and started the final phase of the company under Omie ownership.
- Operations ended
Linker's official site states operations were closed on 3 Jan 2025, PJ accounts inactivated, and customers directed to partner Dock for residual balances—parent Omie shutting the Linker banking unit.
04 / CONTEMPORARY REBUILD ASSESSMENT
Difficulty of rebuilding this project today
Material for this section is being gathered and checked. It will appear here once ready.
Overall assessment: Not completed
05 / CAUSAL CHAIN / AFTERMATH
Material for this section is being gathered and checked. It will appear here once ready.