FAILDEX失樂園
中文

Pilla

The business, the turning points, and the decisions behind them.

Event year2025
FundingUS$1.1M
Some sections are still being researched2 / 4

Sections to complete:02 · 05

01 / WHAT IT BUILT

What the company did

Pilla was a Brazilian fintech founded to serve the salary-advance market. It launched its payroll-loan product (crédito consignado privado) in 2023, letting employees of partner companies borrow against their wages with instalments deducted directly from payroll (up to 48-month terms). By the time of its acquisition it served more than 75,000 employees at 40 companies — 80% SMEs with up to 1,000 staff, plus large employers such as RD Saúde. It was led by founders Henrique Soares and Matheus Assy and headquartered in São Paulo.

02 / FAILURE REASONS

Pending assessment

Material for this section is being gathered and checked. It will appear here once ready.

03 / EVENT HISTORY

Events in the structured record

  1. Payroll loan launch

    Pilla launches its payroll-loan product for employees of partner companies; instalments are deducted directly from salary.

  2. Acquired by Jeitto

    On February 11, 2025, digital-credit fintech Jeitto announces the acquisition of 100% of Pilla (its first M&A; value undisclosed, cash plus share swap), entering the private payroll-loan market. Founders Henrique Soares and Matheus Assy stay on as Jeitto directors.

04 / CONTEMPORARY REBUILD ASSESSMENT

Difficulty of rebuilding this project today

Material for this section is being gathered and checked. It will appear here once ready.

Rebuild difficultyPending assessmentNot completed
Scoring basisNot completed
ScalabilityPending assessmentNot completed
Scoring basisNot completed

Overall assessment: Not completed

05 / CAUSAL CHAIN / AFTERMATH

Pending assessment

Material for this section is being gathered and checked. It will appear here once ready.